A free tool from the Enough guide

The Enough Number Calculator

Add up the yearly cost of the life you actually want. Your number appears as you go, and you can make a card to keep or share when you are done.

Takes about two minutes

Build your number

Do not start from your income. Start from the life. Enter what a good, stable year honestly costs you.

Rent or mortgage, utilities, upkeep, all in
$
Groceries and the ordinary running of things
$
For everyone under your roof
$
Whatever transport your real life requires
$
Some travel, a real cushion, giving you can practice
$
Your Enough Number
$0
about $0 a month
Curious about the far horizon? (optional, and not the point)
A rough savings horizon
$0
Only open this if it genuinely helps you. Drawn on carefully over many years, this is roughly what could cover your number without you working. It is a faraway horizon, not a target for today, and not what this is about. If the figure feels daunting, ignore it. The point is simply knowing your enough.
Enter your first figure and your Enough Number will appear. Remember, this is the cost of the life you actually want, not the most you could earn, and it is a living line you can revisit whenever life changes.
Your inputs stay in your browser.